Steps to home ownership
Getting financially ready
The first step before you find your new home is reviewing your finances to understand your budget and what you could afford.
Finding the right home
Once you have a budget and know what you could afford, you can start thinking about what kind of home is right for you.
Buying by direct sale or ballot
There are two main ways KiwiBuild homes are available to buy.
The home buying process
When you have found a home you like and have your finances ready, the next step is making an offer to buy.
Settling and moving day
The last stage of the home buying process involves confirming your home loan details, finalising the paperwork and getting yourself ready for settlement.