Steps to home ownership
Getting financially ready
As you get closer to being ready to buy, you will need to have a deposit ready, know how much you can borrow, and be able to service a mortgage.
Getting ready to buy
Buying a new home is a big undertaking, so it is important to understand what your needs and priorities are, and what you are looking for.
Buying by direct sales or ballot
Depending on the development, there are two main ways to buy a KiwiBuild home.
The home buying process
When you’ve confirmed your eligibility and have your finances ready to go, the next step is making an offer to buy the KiwiBuild home you’re interested in.
Settling and moving day
Settlement day is when you formally take ownership of your new home before moving in.
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