The Kāinga Ora Home Ownership Products team will be out of the office over the holiday period, from 12pm on Friday 23 December until 8am on Monday 9 January 2023. Please note that your application or any correspondence submitted during this period may not be assessed until Monday 16 January 2023.

Steps to home ownership

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Getting financially ready

The first step before you find your new home is reviewing your finances to understand your budget and what you could afford.  

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Finding the right home

Once you have a budget and know what you could afford, you can start thinking about what kind of home is right for you.

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Buying by direct sale or ballot

There are two main ways KiwiBuild homes are available to buy.

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The home buying process

When you have found a home you like and have your finances ready, the next step is making an offer to buy.

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Settling and moving day

The last stage of the home buying process involves confirming your home loan details, finalising the paperwork and getting yourself ready for settlement.